Five years ago, i opened a SCSS (Sr Citzn Savgs Scheme) account at a local PO. They pay the interest every 3 months. I draw this intr thru cheque and deposit in another bank. This went on for years. My next chq is due on 4th Oct.
Yesterday (22nd Sep) Vijaya and I went to that HPO to update the passbooks. The decision to go was intuitive and not pre-planned. The special counter (for updation) at the PO was facing some problem; so i decided to go to the Cash counter and draw some cash, so that the clerk has to update !! This decision was another un-planned move.
The clerk duly updated the book and told there was a decent balance in the a/c. i was surprised and drew that amount also, leaving just the minm balance. My curiosity was aroused - how come this much of balance could be in my a/c ? not possible - i was perplexed. So i took the third un-planned decision of going to the SCSS counter to get the book updated there.
The lady there made a cursory look at the book, asked me "do you want to renew it or CLOSE it?" I was shocked. She explained, "Sir, the a/c has matured 16 days ago." How is it possible? Is the scheme not for 6 years?? The lady was very courteous and told, "It is for 5 years only Sir, and not 6 years !!" i was speechless with amazement. How did i miss it?
Had i not gone to the PO yesterday / had i not gone to the Cash Counter / had i not gone to the SCSS counter, all three actions entirely un-planned, i would have issued a chq on 4th Oct as usual; and that chq would have BOUNCED putting me in a bit of problem.
i am still wondering who or what prompted me to visit the PO yesterday (i haven't gone there for the past 18 or 20 months) ?
The story has a very happy ending - there are many agents, many of them women, hanging out in the corridors of the PO to help you in these things. One such lady just appeared next to me, offered to help. That was 1-15PM in the afternoon. By closing this a/c and starting a fresh one, she gets Rs 7500, would you believe. She passes on 50% of this incentive to me ..!
i accepted her offer; she visited our home by 4 PM with the cheque for the entire amount. What a prompt action by the much-maligned PO ! She collected my chq for the fresh a/c; handed me the 50% incentive and left. Unexpected bonanza, bonus. Both for me and that lady !
The next day (that is, TODAY, 23rd Sep) being the birthday of Vijaya, we went promptly to RmKV in the evening to buy saris for her.
A chain of totally un-planned happenings led to such a happy and pleasant ending.
rajappa
10:40 AM
23-09-2010
Yesterday (22nd Sep) Vijaya and I went to that HPO to update the passbooks. The decision to go was intuitive and not pre-planned. The special counter (for updation) at the PO was facing some problem; so i decided to go to the Cash counter and draw some cash, so that the clerk has to update !! This decision was another un-planned move.
The clerk duly updated the book and told there was a decent balance in the a/c. i was surprised and drew that amount also, leaving just the minm balance. My curiosity was aroused - how come this much of balance could be in my a/c ? not possible - i was perplexed. So i took the third un-planned decision of going to the SCSS counter to get the book updated there.
The lady there made a cursory look at the book, asked me "do you want to renew it or CLOSE it?" I was shocked. She explained, "Sir, the a/c has matured 16 days ago." How is it possible? Is the scheme not for 6 years?? The lady was very courteous and told, "It is for 5 years only Sir, and not 6 years !!" i was speechless with amazement. How did i miss it?
Had i not gone to the PO yesterday / had i not gone to the Cash Counter / had i not gone to the SCSS counter, all three actions entirely un-planned, i would have issued a chq on 4th Oct as usual; and that chq would have BOUNCED putting me in a bit of problem.
i am still wondering who or what prompted me to visit the PO yesterday (i haven't gone there for the past 18 or 20 months) ?
The story has a very happy ending - there are many agents, many of them women, hanging out in the corridors of the PO to help you in these things. One such lady just appeared next to me, offered to help. That was 1-15PM in the afternoon. By closing this a/c and starting a fresh one, she gets Rs 7500, would you believe. She passes on 50% of this incentive to me ..!
i accepted her offer; she visited our home by 4 PM with the cheque for the entire amount. What a prompt action by the much-maligned PO ! She collected my chq for the fresh a/c; handed me the 50% incentive and left. Unexpected bonanza, bonus. Both for me and that lady !
The next day (that is, TODAY, 23rd Sep) being the birthday of Vijaya, we went promptly to RmKV in the evening to buy saris for her.
A chain of totally un-planned happenings led to such a happy and pleasant ending.
rajappa
10:40 AM
23-09-2010
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